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Whole life insurance provides
Whole life insurance provides permanent lifelong coverage and includes an investment component known as the policy’s “cash value”. Cash value grows slowly in a tax-deferred account, meaning you won’t pay taxes on its gains while they’re accumulating. You can borrow money against the account or surrender the policy for cash. But if you don’t repay policy loans with interest, you’ll reduce your death benefit, and if you surrender the policy, you’ll no longer have coverage. One of our licensed brokers will be happy to help you find the best plan for your specific needs and budget.
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